My blogging on credit cards for bad credit
Then, try to make reducing your debt a resolution for the New Year. Start by paying more than the minimum amount each month. When possible, make cuts to your budget so you can put those funds toward your outstanding balance. Many financial advisors tell consumers to tackle the card with the least balance first, if you currently have balances on several credit cards. You can also shop around for credit cards with lower rates to which you can transfer balances from higher interest cards.